This Privacy Policy explains how Axion Report (“we”, “us”, “our”) handles information when you visit axionreport.com (the “Site”). By using the Site, you agree to this policy.

1. Who we are

Axion Report is operated by Mohamed Faisal, based in India. We publish educational guides on personal finance, credit, loans, insurance, investing and AI tools. For anything privacy related, write to mf.faisalmohammed@gmail.com.

2. What we collect

We keep data collection to a minimum. Depending on how you use the Site, we may receive:

• Information you give us: your name, email address and message if you contact us, and your name, email address, website and comment text if you leave a comment.
• Technical information collected automatically: IP address, browser type, device type, pages visited, referring page and the date and time of your visit. This is typically recorded in our hosting server logs.
• Search queries you type into the Site search box.

We do not ask for, and you should never send us, bank details, card numbers, government ID numbers or passwords.

3. How we use it

• To run, secure and improve the Site and its content.
• To reply to your messages and publish comments you submit.
• To detect spam, abuse and technical problems.
• To meet legal obligations.

We do not sell your personal information.

4. Cookies

Cookies are small files stored on your device. The Site, built on WordPress, may set essential cookies to function, and cookies that remember your name and email if you comment and tick the option to save them. You can block or delete cookies in your browser settings. Some features may not work properly if you do.

5. Third-party services

The Site relies on service providers such as our web host, WordPress and its plugins, and spam filtering tools. These providers process data only to deliver their services. Our articles also link to other websites. We do not control their privacy practices and recommend reading their policies.

Some links on the Site may become affiliate links in future. If so, we will mark them clearly, and the company you click through to may place its own cookies.

6. Sharing

We share information only with the service providers described above, when the law requires it, or to protect our rights and the safety of others. Comments you post are public, and anything you write in them can be seen by other visitors.

7. Retention and security

We keep comments and contact messages for as long as they are needed for the purpose they were given, or until you ask us to delete them. Server logs are kept for a limited period. We use reasonable technical measures to protect your information, but no method of transmission or storage on the internet is completely secure.

8. Your rights

Depending on where you live, including India under the Digital Personal Data Protection Act, 2023, and the UK, EU or certain US states, you may have the right to access, correct or delete your personal information, to withdraw consent, and to object to certain processing. To exercise a right, email us at the address below. We will respond within a reasonable time and may ask you to confirm your identity.

9. Children

The Site is intended for a general adult audience and is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has sent us information, contact us and we will delete it.

10. Changes to this policy

We may update this policy from time to time. The “Last updated” date at the top shows when it last changed. Continued use of the Site after an update means you accept the revised policy.

11. Contact

Mohamed Faisal, Axion Report, India
Email: mf.faisalmohammed@gmail.com

1. Acceptance

By accessing or using axionreport.com (the “Site”), operated by Mohamed Faisal in India, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use the Site.

2. Educational use only

3. Using the Site

You may use the Site for lawful, personal and non-commercial purposes. You agree not to:

• scrape, copy at scale or republish our content without permission;
• attempt to hack, disrupt or overload the Site or its servers;
• post unlawful, abusive, misleading or spam content;
• use the Site in any way that breaks applicable law.

4. Intellectual property

All text, graphics, logos, design and other content on the Site belong to Axion Report or its licensors and are protected by copyright and other laws. You may quote short excerpts with a clear link back to the original page. Any other use needs our written permission.

5. Third-party links

The Site may link to third-party websites, products and services. We do not control or endorse them and are not responsible for their content, accuracy or practices. If we use affiliate links in future, we will label them clearly, and we may earn a commission at no extra cost to you. Any commission does not change what we write.

6. Comments and messages

If you post a comment or send us a message, you confirm it is your own, lawful and not misleading. You grant us a non-exclusive, worldwide, royalty-free licence to display it on the Site. We may edit or remove comments at our discretion. Do not include personal or financial account details.

7. Accuracy of information

We work to keep our guides accurate and current, but rates, fees, laws and products change. Information may be incomplete, outdated or contain errors. Always confirm details with the provider or an official source before acting.

8. No warranties

The Site and its content are provided “as is” and “as available”, without warranties of any kind, express or implied, including fitness for a particular purpose and uninterrupted or error-free operation.

9. Limitation of liability

To the fullest extent permitted by law, Axion Report and its owner are not liable for any direct, indirect, incidental or consequential loss or damage, including financial loss, arising from your use of, or reliance on, the Site or any linked site. You use the Site and its information at your own risk.

10. Governing law

These Terms are governed by the laws of India. Any dispute will be subject to the exclusive jurisdiction of the courts in India, unless mandatory consumer laws in your country say otherwise.

11. Changes

We may update these Terms at any time. The “Last updated” date shows the latest version, and continued use of the Site means you accept the changes.

12. Contact

Mohamed Faisal, Axion Report, India
Email: mf.faisalmohammed@gmail.com

1. General information only

Everything on axionreport.com (the “Site”) is published for general educational and informational purposes. Axion Report is operated by Mohamed Faisal in India. Our guides explain concepts for beginners and are not tailored to you or your circumstances.

2. Not financial, legal, tax or insurance advice

3. Investment and credit risk

All investing involves risk, including the possible loss of the money you put in. Past performance does not guarantee future results. Borrowing, credit cards, loans and other credit products carry costs and obligations, and missed payments can harm your credit and finances. Only invest or borrow what you can afford and understand.

4. Accuracy and timeliness

We work to keep our guides accurate and up to date, but interest rates, fees, laws, tax rules and product terms change often. Information may be incomplete, outdated or contain errors. Confirm details with the provider or an official source before acting. Examples, figures and ranges are illustrative only.

5. No earnings guarantees

Articles about side hustles, saving, investing or making money describe possibilities, not promises. Your results depend on your skills, effort, location, market conditions and circumstances, and we cannot guarantee any income or return.

6. AI tools and AI-assisted content

We write about AI tools and may use software to help research or draft content, which is reviewed before publishing. AI tools can make mistakes, so do not rely on them, or on our summaries of them, for important financial decisions.

7. Third-party links and products

The Site may link to or mention third-party websites, companies and products. We do not control or endorse them and are not responsible for their content, availability or practices. Mentioning a product is not a guarantee of its quality or suitability.

8. Advertising and affiliate disclosure

9. Where we write for

The Site is written for a general international audience, often with examples from the United States, and is published from India. Laws, products and protections differ by country and region, so rules described in a guide may not apply where you live.

10. Your responsibility

You are responsible for your own decisions. To the fullest extent permitted by law, Axion Report and its owner are not liable for any loss or damage arising from your use of, or reliance on, the Site. See also our Terms of Service and Privacy Policy.

11. Contact

Mohamed Faisal, Axion Report, India
Email: mf.faisalmohammed@gmail.com