Best Zero-Fee Investment Apps 2025 (USA)
Zero-fee investment apps have completely changed how Americans invest in 2025.
Today, anyone can buy stocks, ETFs, and index funds with zero commissions, no account minimums, and no hidden trading fees — even with just a small amount of money.
Thanks to competition among online brokers, investors no longer need to pay expensive trading commissions or maintenance fees. Whether you’re a beginner learning how to invest or a long-term investor building wealth, zero-fee investing apps make market access easier than ever.
In this guide, we compare the 7 best zero-fee investment apps in the USA (2025) based on fees, ease of use, investment options, and long-term value.
Search intents covered:
- best zero-fee investment apps 2025
- no commission stock trading apps USA
- free ETF investing apps
- best beginner investing apps 2025
If you’re completely new to investing, read this first:
Stock Market for Beginners (2025 Guide)
📌 Table of Contents
1. Robinhood – Best Zero-Fee Investing App for Beginners
Robinhood continues to rank as one of the best zero-fee investing apps in 2025, especially for beginners who want a fast signup process and a clean, simple interface.
The app allows users to trade U.S. stocks and ETFs with no commissions and no minimum balance. Fractional shares make it possible to start investing with as little as $1, which is ideal for first-time investors.
- Zero commissions on stocks & ETFs
- No account minimum required
- Fractional shares from $1
- Beginner-friendly mobile experience
Best for: New investors, small portfolios, and mobile-first users.
Helpful guide:
How to Invest $100 in 2025
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2. Webull – Best Zero-Fee App for Active Traders
Webull is a strong choice for users who want advanced trading tools without paying commissions. Unlike beginner-only apps, Webull focuses on real-time data and technical analysis.
It offers customizable charts, indicators, extended-hours trading, and paper trading accounts, making it ideal for users who want to practice strategies before investing real money.
- Free stock & ETF trading
- Zero-fee options trading
- Paper trading for practice
- Advanced charting tools
Best for: Active traders and technical analysis users.
3. Fidelity – Best Zero-Fee ETF & Index Fund App
Fidelity is widely considered one of the best platforms for long-term investing and ETF portfolios. It stands out by offering zero-expense-ratio index funds.
With no account minimums and access to professional research tools, Fidelity is ideal for retirement investing, buy-and-hold strategies, and diversified portfolios.
- 0% expense ratio index funds
- No account minimums
- Fractional share investing
- Commission-free ETFs
Best for: Long-term and retirement investors.
4. SoFi Invest – Best All-In-One Money App
SoFi Invest combines investing, banking, budgeting, and credit monitoring in one platform, making it a strong option for users who want everything in one app.
It offers both active investing and automated portfolios, allowing beginners to start easily while still giving flexibility to grow.
- Free stock & ETF trades
- Automated investing portfolios
- No minimum balance
- Integrated financial tools
5. Charles Schwab – Best Trusted Zero-Fee Broker
Charles Schwab is one of the most established and trusted brokerage firms in the U.S. Its platform offers powerful research tools and zero-commission trading.
- Zero commissions on stocks & ETFs
- Fractional shares via Stock Slices
- High-quality research tools
6. Vanguard – Best for Long-Term ETF Investors
Vanguard is known globally for its low-cost ETFs and index funds. While the app is not designed for active trading, it is excellent for long-term wealth building.
- Industry-leading low expense ratios
- Strong retirement investing tools
- Long-standing reputation
7. Acorns – Best Automatic Investing App
Acorns focuses on automatic investing by rounding up everyday purchases and investing the spare change into diversified portfolios.
- Hands-off investing approach
- Beginner-friendly portfolios
- Automatic contributions
📊 Best Zero-Fee Investment Apps Comparison (2025)
| App | Best For | Fees | Key Feature |
|---|---|---|---|
| Robinhood | Beginners | Free | Fast onboarding |
| Webull | Active traders | Free | Advanced charts |
| Fidelity | ETF investors | Free | 0% fee funds |
| SoFi | All-in-one | Free | Automated investing |
| Schwab | Long-term | Free | Research tools |
| Vanguard | ETFs | Low | Lowest expense ratios |
| Acorns | Hands-off | Paid | Automatic investing |
❓ FAQs – Zero-Fee Investment Apps
Which is the best zero-fee investing app in 2025?
Robinhood and Fidelity are the most popular zero-fee investment apps for U.S. investors.
Are zero-fee investment apps really free?
Yes. These apps charge no trading commissions, though some offer optional premium subscriptions.
Which app is best for beginners?
Robinhood, SoFi, and Acorns are the easiest for beginners to use.
Which zero-fee app is best for ETF investing?
Fidelity and Vanguard offer the best low-cost ETF options.
Mohamed Faisal writes about money management, investing, and personal finance tools that help people grow their wealth.
