Credit Cards - A X I O N R E P O R T

Finance, Credit Cards

Credit Card vs Debit Card: Key Differences Explained for Beginners

Finance, Credit Cards / December 31, 2025

Credit Card vs Debit Card | Beginner Comparison Guide Credit Card vs Debit Card | Beginner Comparison Guide If you […]

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A split-screen infographic titled "Credit Card vs. Debit Card." On the left side (Debit), a blue card is linked to a "Savings Account" icon with the text "Spend what you have." On the right side (Credit), a gold card is linked to a "Bank Loan" icon with the text "Borrow and pay later." Small icons below compare features: Debit shows "No interest" and "Direct deduction," while Credit shows "Builds credit score" and "Earns rewards."

Finance, Credit Cards

What Is Credit Card Eligibility? Simple Explanation for Beginners

Finance, Credit Cards / December 31, 2025

What Is Credit Card Eligibility? (Who Can Get One) | Beginner’s Guide What Is Credit Card Eligibility? (Who Can Get

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An infographic featuring a checklist style. A central credit card icon is surrounded by five circles. Each circle contains an icon and label: "18+ Years Old," "Stable Income," "750+ Credit Score," "1 Year Employment," and "Identity Proof." A green "Approved" stamp is shown at the bottom

Finance, Credit Cards

What Is a Credit Card PIN? Simple Explanation for Beginners

Finance, Credit Cards / December 31, 2025

What Is a Credit Card PIN? (PIN vs OTP, ATM vs Swipe) What Is a Credit Card PIN? (PIN vs

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An infographic titled "What Is a Credit Card PIN?" with three key sections: 1. What It Is (a 4-digit code), 2. How & When to Use It (ATMs and some global purchases), and 3. Security Basics (keeping it secret). It features icons of a lock, a hand inserting a card into a reader, and a shield.

Finance, Credit Cards

What Is a Credit Card Account? Simple Explanation for Beginners

Finance, Credit Cards / December 31, 2025

What Is a Credit Card Account? Simple Explanation for Beginners What Is a Credit Card Account? Simple Explanation for Beginners

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An infographic titled "What Is a Credit Card Account?" broken into three sections: 1. The Account (Your Access), 2. The Process (Borrow & Repay), and 3. Your Responsibility (Smart Use). It features icons like a lock, a shopping cart, and a shield to illustrate key points.

Finance, Credit Cards

Who Issues Credit Cards? Issuer vs Bank vs Network (Beginner’s Guide)

Finance, Credit Cards / December 31, 2025

Who Issues Credit Cards? (Issuer vs Bank vs Network) Who Issues Credit Cards? (Issuer vs Bank vs Network) If you

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A side-by-side comparison chart. The "Issuer" (the Bank) is shown on the left, responsible for lending money, setting interest rates, and customer service. The "Network" (Visa/Mastercard) is shown on the right, responsible for payment processing and global acceptance.

Finance, Credit Cards

What Is a Credit Card Network? Simple Explanation for Beginners

Finance, Credit Cards / December 31, 2025

What Is a Credit Card Network? (Visa, Mastercard, AmEx) | Beginner’s Guide What Is a Credit Card Network? (Visa, Mastercard,

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A flowchart titled "How a Credit Card Network Works." It shows a 4-party model: the Cardholder, the Merchant, the Merchant's Bank (Acquirer), and the Cardholder's Bank (Issuer). The Network (e.g., Visa or Mastercard) sits in the center, acting as a bridge to authorize and settle payments in seconds.

Finance, Credit Cards

How Credit Card Payments Work: Simple Beginner’s Guide

Finance, Credit Cards / December 31, 2025

How Credit Card Payment Works | Complete Beginner’s Guide If you are new to credit cards, it is helpful to

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A clean infographic titled "How Credit Card Payments Work."

Finance, Credit Cards

What Is Available Credit? Meaning & How It Works (Beginner’s Guide)

Finance, Credit Cards / December 31, 2025

What Is Available Credit? How It Works | Beginner’s Guide What Is Available Credit? How It Works | Beginner’s Guide

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A horizontal progress bar labeled "Your Credit Limit: $5,000." The bar is partially filled in red (labeled "Current Balance: $1,500") and the remaining empty portion is blue (labeled "Available Credit: $3,500"). Icons show a shopping bag decreasing the blue area and a green "Pay" button increasing it.

Finance, Credit Cards

What Is the Interest-Free Period on Credit Cards? Beginner’s Guide

Finance, Credit Cards / December 31, 2025

What Is Interest-Free Period in Credit Cards? Complete Beginner’s Guide What Is Interest-Free Period in Credit Cards? Complete Beginner’s Guide

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An educational infographic titled "Interest-Free Period." The image shows a horizontal timeline split into two parts: a 30-day "Billing Cycle" and a 25-day "Grace Period." At the start of the timeline, there is a credit card icon representing a purchase. At the end (Day 55), there is a calendar icon marked "Payment Due Date." A large green checkmark indicates that if the balance is paid by Day 55, the interest charged is 0%.

Finance, Credit Cards

Statement Date vs Due Date: What’s the Difference? (Beginner Guide)

Finance, Credit Cards / December 31, 2025

Statement Date vs Due Date Explained Simply | Beginner’s Guide If you are new to credit cards, it is helpful

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An infographic comparing "Statement Date" and "Due Date." On the left, the Statement Date is represented by a blue calendar showing the 15th, noting that the bill is generated and a new billing cycle starts. On the right, the Due Date is represented by a green calendar, noting that payment is due to avoid late fees. A blue arrow at the bottom labeled "Payment Window" connects the two, indicating a 20-25 day gap.

Finance, Credit Cards

Credit Card Due Date Explained: Beginner’s Guide to Avoid Late Fees

Finance, Credit Cards / December 31, 2025

What Is a Credit Card Due Date? Complete Beginner’s Guide What Is a Credit Card Due Date? A Complete Beginner’s

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An infographic illustrating the timeline of a credit card due date. It shows a billing cycle ending on Day 30, a statement generated on Day 32, and the final payment due date occurring 22–25 days into the next month. It highlights that paying in full on time results in $0 fees and interest.

Finance, Credit Cards

What Is a Credit Card Statement? Complete Beginner’s Guide

Finance, Credit Cards / December 31, 2025

What Is a Credit Card Statement? Complete Beginner’s Guide What Is a Credit Card Statement? A Complete Beginner’s Guide If

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