Credit Cards - A X I O N R E P O R T

Finance, Credit Cards

What Happens If You Don’t Pay a Credit Card Bill? (Beginner Guide)

Finance, Credit Cards / December 31, 2025

What Happens If Credit Card Bill Is Not Paid? What Happens If Credit Card Bill Is Not Paid? Not paying […]

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An infographic detailing the risks of missing a credit card payment. It lists immediate consequences like late fees and high interest, and long-term problems such as damaged credit scores, debt collection, and difficulty securing future loans or apartments.

Finance, Credit Cards

What Is Credit Card Interest? Meaning & Basics Explained

Finance, Credit Cards / December 31, 2025

What Is Credit Card Interest? Meaning & Basics Explained What Is Credit Card Interest? Meaning & Basics Explained Credit card

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An infographic explaining credit card interest as an extra charge for not paying a balance in full. It uses a cycle diagram to show that paying in full equals no interest, while carrying a balance triggers daily interest charges based on the APR.

Finance, Credit Cards

What Is Minimum Due on a Credit Card? Meaning & Basics Explained Why this works:

Finance, Credit Cards / December 31, 2025

What Is Minimum Due on a Credit Card? | Beginner Guide What Is Minimum Due on a Credit Card? When

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An infographic titled "What Minimum Due on a Credit Card?" It explains that it is the smallest amount required to keep an account in good standing. A diagram shows a $1,000 balance where a $35 minimum payment (1% of balance + interest) results in the remaining balance carrying over. It warns that paying only the minimum leads to a high-interest debt cycle.

Finance, Credit Cards

What Is a Credit Card Billing Cycle? A Beginner’s Guide (U.S.)

Finance, Credit Cards / December 30, 2025

What Is a Credit Card Billing Cycle? | Beginner Guide (U.S.) What Is a Credit Card Billing Cycle? A Beginner-Friendly

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A timeline infographic showing the 30-day credit card billing cycle. It starts at Day 1 with purchases, ends with a statement on Day 32, and shows a payment due date 21-25 days later. It highlights that paying the full balance avoids interest.

Finance, Credit Cards

What Is APR in Credit Cards? A Beginner’s Guide (U.S.)

Finance, Credit Cards / December 30, 2025

What Is APR in Credit Cards? | Beginner Guide (U.S.) What Is APR in Credit Cards? A Beginner-Friendly Explanation APR

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An infographic titled "Understanding APR" showing a "Purchase Balance" vs. "Interest Charges." It illustrates how interest is calculated using a daily periodic rate (APR ÷ 365) and highlights that paying in full avoids interest entirely.

Finance, Credit Cards

What Is a Credit Score? Beginner’s Guide for Americans

Finance, Credit Cards / December 30, 2025

What Is a Credit Score? | Beginner Guide (U.S.) What Is a Credit Score? A Complete Beginner Guide A credit

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An infographic explaining a credit score as a 3-digit number (300-850) that shows your financial trust. It features a colorful gauge (red to green) and a pie chart showing that payment history (35%) and amount owed (30%) are the biggest factors.

Finance, Credit Cards

What Is a Credit Limit? Simple Explanation for Beginners

Finance, Credit Cards / December 30, 2025

What Is a Credit Limit? | Beginner Guide (U.S.) What Is a Credit Limit? A Complete Beginner Guide When you

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An infographic explaining a credit limit as the maximum amount spendable on a card. It shows a bar divided into "Available Credit" and "Amount Used" against a $5,000 limit, with tips to stay below the limit and pay on time.

Finance, Credit Cards

How Credit Cards Work in the U.S. (Beginner’s Guide Explained Simply)

Finance, Credit Cards / December 30, 2025

How Credit Cards Work | Beginner Guide (U.S.) How Credit Cards Work: A Complete Beginner Guide If you are new

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An infographic illustrating the 4-step cycle of using a U.S. credit card: buying from a merchant, the bank paying the merchant, the user receiving a bill, and the user paying the bank back to build credit and earn rewards.

Finance, Credit Cards

What Is a Credit Card? Simple Explanation for Beginners

Finance, Credit Cards / December 30, 2025

What Is a Credit Card? (Simple Explanation for Beginners) A credit card is one of the most common financial tools

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An educational infographic titled "What Is a Credit Card?" illustrating the "Borrow & Pay Later" mechanism, benefits like rewards and security, and risks such as high interest and debt traps.

Finance, Credit Cards

Credit Cards in the 1980s: What They Were Really Like (2025 History Guide)

Finance, Credit Cards / December 10, 2025

Credit Cards in the 1980s: How They Evolved to Today (2025 Guide) Credit Cards in the 1980s: How They Evolved

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Comparison of credit cards in the 1980s vs 2025 showing manual processing machines and modern digital contactless payments

Finance, Credit Cards

Best US Bank Credit Card Offers & Reviews (2025 Guide)

Finance, Credit Cards / December 10, 2025

Best US Bank Credit Card Offers & Reviews (2025 Guide) Best US Bank Credit Card Offers, Reviews & Eligibility (2025)

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“US Bank credit card offers and reviews 2025 featuring cashback, rewards, and approval benefits

Finance, Credit Cards

Best Credit Cards With $1,000 Limit — Easy Approval & Low Fees 2025

Finance, Credit Cards / December 10, 2025

< Best Credit Cards With a $1,000 Limit — Easy Approval & Low Fees If you’re looking for a credit

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